Handling a Fire Loss in Oviedo and Winter Springs, Florida
Whether you live in Oviedo, FL, Winter Springs, Orlando, or anywhere else in Florida, a house fire can be devastating. However, once you and your loved ones are okay, you must take steps to secure your valuable and start the process of rebuilding. Once the fire is out, you should secure your home and call your homeowner's insurance company. You should also contact a company with the experience and equipment to handle fire damage, smoke damage, and soot damage cleanup and remediation.
Assess the Damage
Once it's safe to go into your home, do a walk-through. This will allow you to assess, take pictures, document the fire and water damage, and gather any family heirlooms, important documents, and other valuables you can carry. Ideally, the cleanup and remediation company can be there within a few hours. The longer the smoke, soot, fire retardants, and water remain in your home, the more damage they will do to your property.
Do not stay in there very long as the indoor air quality may be poor.
Contact Your Insurance Company Immediately
Contacting and maintaining communication with your insurance company is your next important step. They will decide if your house is too damaged to be repaired or work with you to hire a remediation company in the Florida area to take care of the fire damage, soot damage, smoke damage, and water damage from fire.
They can also begin an accounting of the things that need to be cleaned, repaired, and replaced, what it will cost and how long it will take.
Contact Your Loved Ones
You should contact your loved ones. It's important to let your family members know what happened and that everyone is okay. You can also give them a basic assessment of the damage and make them aware of any other important information they may need.
You can let them know if you need to stay with them until your home is cleaned and repaired or if your insurance company will pay for a hotel and cover living expenses.
Be sure to complete a fire report with the fire department and keep a copy. Let emergency services show you how to secure the property. Discuss the extent of the damage and the plan for repairing it with your insurance company. Water damage from a fire can lead to mold and mildew if not quickly and properly cleaned and dried. The home's air quality may be poor until it's thoroughly cleaned, so stay in it as little as possible. Living through a fire can be traumatic.
Seek counseling and reassure your children if necessary. Keep an accurate inventory of the personal property that the cleanup company discards. If you think the insurance adjuster is minimizing the claim, contact a certified public adjuster. They can be your advocate in dealing with insurance companies.